Investing
I Love Annuities and You Should Too!
Love is a strong word and not one you would normally use to describe feelings for a financial product, but I can’t deny how I feel! As a Retirement Income Specialist, I need to find viable solutions...
What’s a LIRP and Why You Need One
A LIRP is a Life Insurance Retirement Plan. I suspect I just lost about half my readers but for those of you who are still reading, stay with me. I promise you will be glad you did! In December of...
What Did Dave and Suze Get Wrong About Life Insurance?
If you are a fan of Dave Ramsey or Suze Orman, you’re in the right place. And if you are a hater of Dave Ramsey or Suze Orman, you are also in the right place. Seriously, everyone needs the...
Does Your Advisor Offer a Guarantee? We Do!
What is a Guarantee? A Guarantee is a statement that provides a formal assurance or promise, especially that certain conditions shall be fulfilled relating to a product, service, or transaction. I...
All Annuities Are Not Created Equal
Annuities have such a bad reputation and it’s simply not their fault. The annuity is a great investment alternative if used properly. The problem is that many insurance agents and financial advisors...
How to Fix Your Retirement Plan
The best way to AVOID mistakes when buying life insurance, is to steer clear of the likes of Suze Orman and Dave Ramsey. No more BAD ADVICE or scams from financial celebrities! Learn the TRUTH about...
Averages Are Not Your Friend
Have you ever looked at your account statement and wondered why the average return of the underlying investment is higher than the return you received? Before we get into this analysis, please know...
Is there Another Way to Pay for College?
There are generally 5 ways to pay for college: scholarships, grants, student loans, work-study, and self-pay. We certainly want our children to excel in both academics and sports but the truth is...
5 Reasons Your Retirement Account Will Come Up Short
Several years ago, you had a Retirement Plan prepared telling you exactly what to do to reach your retirement income goal. Your highly anticipated retirement date is near and you’re excited to see...
3 Retirement Questions You Need Answered Today
10,000 Baby Boomers turn 65 every day. For the most part, this single largest segment of our population is not ready for retirement. Here are 3 Retirement Questions You Need Answered Today. 1. How...
