Has Gifting Lost Its Flair?
From 1987 to 1994, the Estate Tax Exemption was set at $600,000. If your estate was valued more than the exemption, you were assessed estate tax which could be as much as 55%. At that time, people often used their annual Gift Tax Exclusion to reduce the size of their...
3 Ways to Beat Inflation
Inflation is real and a serious threat to your retirement plan. Living comfortably on $8,000/month now could mean a second job 20 years from now considering historical inflation rates. In this post, I want to cover three things you can do now to beat inflation later....
Inflation; The Thief in the Night
What is inflation? There are plenty of fancy definitions, but it will suffice to say that inflation is the decline of your purchasing power over time. Simply put, one hundred dollars no longer buys what it used to. During the period from 1960 to 2022, the average...
I Love Annuities and You Should Too!
Love is a strong word and not one you would normally use to describe feelings for a financial product, but I can’t deny how I feel! As a Retirement Income Specialist, I need to find viable solutions to the number one concern of my clients; will I run out of money? The...
