A pension is a regular payment received during a person's retirement from an investment fund to which that person or their employer has contributed during their working life. This is a retirement...
From 1987 to 1994, the Estate Tax Exemption was set at $600,000. If your estate was valued more than the exemption, you were assessed estate tax which could be as much as 55%. At that time, people...
Inflation is real and a serious threat to your retirement plan. Living comfortably on $8,000/month now could mean a second job 20 years from now considering historical inflation rates. In this post,...
What is inflation? There are plenty of fancy definitions, but it will suffice to say that inflation is the decline of your purchasing power over time. Simply put, one hundred dollars no longer buys...
Love is a strong word and not one you would normally use to describe feelings for a financial product, but I can’t deny how I feel! As a Retirement Income Specialist, I need to find viable solutions...
A LIRP is a Life Insurance Retirement Plan. I suspect I just lost about half my readers but for those of you who are still reading, stay with me. I promise you will be glad you did! In December of...
If you are a fan of Dave Ramsey or Suze Orman, you’re in the right place. And if you are a hater of Dave Ramsey or Suze Orman, you are also in the right place. Seriously, everyone needs the...
If you are approaching the age of 65, you may feel overwhelmed by the Medicare process. Or you may already be enrolled in Medicare wondering if you need more coverage. It’s not your fault. No matter...
What is a Guarantee? A Guarantee is a statement that provides a formal assurance or promise, especially that certain conditions shall be fulfilled relating to a product, service, or transaction. I...
Annuities have such a bad reputation and it’s simply not their fault. The annuity is a great investment alternative if used properly. The problem is that many insurance agents and financial advisors...
The best way to AVOID mistakes when buying life insurance, is to steer clear of the likes of Suze Orman and Dave Ramsey. No more BAD ADVICE or scams from financial celebrities! Learn the TRUTH about...
Have you ever looked at your account statement and wondered why the average return of the underlying investment is higher than the return you received? Before we get into this analysis, please know...
If you have recently retired, changed jobs, are getting ready to do either or know someone who is, take 20 minutes and watch this video. Then, use the link below to schedule a virtual meeting to...
Several years ago, you had a Retirement Plan prepared telling you exactly what to do to reach your retirement income goal. Your highly anticipated retirement date is near and you’re excited to see...
10,000 Baby Boomers turn 65 every day. For the most part, this single largest segment of our population is not ready for retirement. Here are 3 Retirement Questions You Need Answered Today. 1. How...