Your Credit Report is Your Responsibility

Your Credit Report is Your Responsibility

A credit report is a record of the borrower’s credit history from several sources, including banks, credit card companies, collection agencies, and governments. There are currently 3 credit reporting agencies who produce credit reports: TransUnion, Equifax and...
What Affects Your Credit Score?

What Affects Your Credit Score?

Experian tells us that credit scores range from 300-850. A credit score of 700 or above is generally considered good. A score of 800 or above is considered excellent. Most consumers have credit scores that fall between 600 and 750. Higher scores can make creditors...
Tips and Tricks to Raise Your Credit Score

Tips and Tricks to Raise Your Credit Score

Just because you have a $5,000 limit on your credit card doesn’t mean you need to charge $5,000 worth of stuff. On the contrary, it is advisable to only use around 25-30% of your available credit if you want to positively impact your score. I know that sounds a little...