Timing Your Social Security Benefits
If we knew exactly when we were going to die, timing our Social Security benefits would be a piece of cake. I hear all kinds of excuses for taking Social Security early but I’m not sure they make sense financially. Most people claim Social Security is going to run out...
Life Insurance. It’s Not Just About Dying
About 10 years ago, a large insurance company asked some of their policy holders, “What do you want to see from your life insurance policy”? Someone in the room shouted, “Give us our money before we die!” As you might imagine, laughter filled the room. That day was...
The Only Term Insurance Worth Buying
There are two basic types of life insurance: Permanent and Term. Permanent is… well, permanent. Term is for a period of time say 10, 20 or 30 years. Unless you’ve been hiding under a rock, by now you have probably heard the “talking heads” say NEVER buy permanent life...
